We always look forward when our customers come in from our local Farms for their annual policy review. Fresh fruit delivered to our desk top! Its always healthy! Life changes and sometimes adjustments need...

                                         from Dave Ramsey 14 May 2010 "Just because some aspect of money isn’t talked about much, doesn’t mean it’s not important" It’s obvious that a budget or a debt snowball need to be checked frequently to make sure that you&rsquo...

  Check out this sweet red Hot Rod! One of our customers pride & joy.   You’ve put hard work into customizing your one of a kind street rod,   now it’s time to make sure you have street rod insurance that will  work for you.   Your custom 1952  Chevy pickup is a   perfect fit for our   modified car   insurance.  Your   collector car is   more than just a   hobby.  We offer   flexibl...

  FREE REPORT! February 2012 " Adjusting Your Auto Insurance Policy"                                                                                                                   &nb...

Here is the list of the most popular cars stolen in Washington State                     Check your your State? or answer the question below!                                                         ...

In 2008 a commuter was struck and killed by an oncoming Amtrak train. A large part of the commuters body flew through the air and struck a bystander waiting for a different train, causing injuries to her shoulder, wrist and leg. Amazingly enough, the First Judicial District of the Illinois Court of Appeals has ruled that the bystander may sue because her injuries were foreseeable and that the deceased owed her a duty of care. Thats right—your dead body owes a duty of care to passersby...

Recently in Zanesville, Ohio, a man released more than 50 wild animals before committing suicide. This brought the issue of people owning wild animals to the forefront of peoples minds—and, of course, brought the coverage issues to the minds of insurance professionals. If a homeowner owns a tiger, for example, and that tiger gets loose and attacks a neighbor, is there coverage?    While one might think that surely owning    wild animals would be exclude...

Each year, Insure.com ranks the most expensive and least expensive automobiles to insure. Insure.com bases rates on insurance for a single, 40-year-old male who commutes 12 miles to work each day, with policy limits of 100/300/50 ($100,000 for injury liability for one person, $300,000 for all injuries and $50,000 for property damage in an accident) and a $500 deductible on collision and comprehensive coverage.  These rates were based upon other states, Washington Insuranc...

Its long been said that “dog is mans best friend,” and many people feel that way about their family pets. They are so attached to their pets, in fact, that they frequently take them along with them in the car—and its not just a ride to the vet. Theyre taking dogs to dog parks, day care and even play dates with other dogs. This is all well and good, until one thinks about the distraction that having a dog in the car brings.   A survey of drivers who   trave...

Hardly a day goes by without a news story of someone being bullied—children, teenagers,and even adults both in and away from the workplace. Last week a situation was reported locally that involved a 15-year-old girl not only verbally bullying another teen but also physically beating her up. The bully even posted a video of the beating on YouTube. The next day the father of the assailant apologized publicly for his daughters action, reportedly saying he was "appalled that it was my c...

We are preparing for our Back to school carnival where kids can win free school supplies on Saturday August 18th, 2102 Just picked up the bikes, 1 boys and 1 girls 20" for the drawing to win! One lucky boy and one lucky girl will head home with a new bike! Can be traded for other sizes. The supplies were just delivered. Wow! Hope we got enough. Yes, hundreds of back to school supplies stacked to the ceiling! Do not miss the HUGE EVENT! Fun for the whole Family.

While man’s best friend is always considered to be a dog, diamonds are frequently called a girl’s best friend—at least according to the movies. The jewelry industry has made diamond engagement rings a virtual must, and there are anniversary bands to add to the collection. Because diamonds are valuable, they should be scheduled separately onto an insurance policy so that they’re covered for things that tend to happe...

Story by Diana Reitz, FC&S Online NU’s Mark E. Ruquet reported recently on a J.D. Power and Associates survey about overall satisfaction among auto-insurance consumers. The good news was that consumer satisfaction was the highest since J.D. Power began the service in 2000. The bad news, for some of us, is that interaction with an agent fell to the fourth position of importance. Auto-insurance customers ranked policy offerings as ...

Story by: Christine Barlow, FC&S Online. Recently a woman in New York filed suit against a pet store because the dog she purchased suffers various medical complaints. The suit seeks to hold the store liable for the animals pain, suffering and medical bills, as if it were a person rather than a piece of property. While the womans ultimate goal is to help shut down puppy mills, the issue is a valid one. While pets ...

Story by Insurance Information Institute. Earthquakes are not covered under standard U.S. homeowners or business insurance policies. Coverage is usually available for earthquake damage in the form of a supplemental policy from private insurance companies.   In California homeowners can secure coverage from the California Earthquake Authority (CEA), a privately funded, publicly managed organization, as well as from private insurers. The CEA does not offer coverage fo...

Story by Insurance Information Institute. Choosing the right motorcycle insurance policy is much like choosing the right motorcycle. You want it to fit your needs and lifestyle, but at the same time be within your budget. Although most states require you to carry a minimum amount of liability coverage, other types of coverage are usually optional. Always ask your insurance agent or company representative which laws apply in your state. In...

Happy National Safe Boating Campaign Week! While it may still be a little early for us in the Pacific Northwest to be hitting the water, boat safety is always important. Keep your friends and family protected this summer! Story by Loretta Worters, Insurance Information Institute Boating season is now upon us - meaning inexperienced and irresponsible boaters can cause accidents, injuries, and even death on waterwa...

Story by Insurance Information Institute Riding a bike to work or school is a great way to get some exercise, save money on commuting costs and cut back on your carbon footprint. Regardless of how you plan to use your bicycle, it is important to know the rules of the road and properly insure your bike.   And it’s a fact that bike riding is gaining in popularity. The League of American Bicyclists points out that the “number of trips made by bicycle more than double...

Story by Insurance Information Institute With temperatures soaring throughout the country, many people will be taking advantage of the heat-beating enjoyment of a swimming pool. Whether you have a luxury in-ground pool or plan to blow up an inflatable kiddie pool, it is important to consider the insurance and safety implications.   Swimming pools are more popular than ever before. An estimated 8.8 million swimming pools are in residential or public use in the United States today, accor...

Story by the Insurance Information Institute Summer vacations may be fun, but they can be costly if you fail to prepare your home and property adequately. Burglars see vacations as an opportunity to target empty homes. There are more than 2.15 million burglaries each year, over 65 percent of which are residential break-ins. The FBI notes that the summer months of July and August have the highest rates of burglaries, usually about a 10 percent increase over other times of the year. ...

In 2012, Oregon held the #2 spot for highest number of acres burned in national wildfires. 1,256,049 acres were burned in Oregon in 2012. Washington sat in the #12 spot with 259,526 acres burned. While wildfires are less frequent than many states, the dense foliage in our incredibly green area causes serious destruction from the rapid spread when one does hit. With the terrible tragedy in Arizona, where 19 firefighters lost their lives in a wildfire, staying safe this summer is of t...

While hurricanes arent something we have to worry about here in the Pacific Northwest, it is important to remember that natural disasters can cause serious property damage. Dont let yourself be caught with consequences! Review your insurance premiums today. Story by Insurance Information Institute The Great New England Hurricane made landfall near Bellport, New York, on September 21, 1938, and killed hundreds of people during an era when storms hit without advance warning.   “...

By: Lisa Kaplan Gordon Change the way your door swings and you can change the look and feel of your room. Here’s how. In order to make more room to maneuver in this petite bathroom, the homeowners reinstalled the door so that it swings out. Image: Freddy & Petunia Got space problems? Changing the way your door swings might help. A 32-inch door typically eats up about 13 sq. ft. of floor space when it swings. Change the door swing and you can decide where to ...