How do I get a free insurance quote on-line?
You can get a free, comparative insurance quote quickly by using this website!
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When can you start my coverage?
The earliest we can make your coverage effective is the day following the postmark on the envelope containing your initial payment. Coverage goes into effect at 12:01 a.m. on that day. Or, we can make your coverage effective on the date you request, as long as your initial payment is postmarked before that date.
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How long is your auto policy period?
We offer six month policies. This is fairly common for many companies. However we do offer a 50 + program with a twelve month policy for those who qualify. You receive a declarations page and renewal bill approximately 60 days prior to your renewal date.
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How long is this quote guaranteed?
Most companies guarentee their quotes for only 30 days. In most instances, this is the case. We recommend that you not let more than 7 days pass from the time you receive your quote, till the time you purchase you policy.
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What payment terms are available?
- Full Payment with discounts!
- Installment Plans with small fees added to each payment to process
- EFT Plans that come directly out of you account at a specific date, these plans usually have a discount.
- Mortgagee billed, your bank will be billed Full Payment, no money down
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What is the difference between split limits and combined single limits of liability?
A combined single limit of liability has one limit for both bodily injury and property damage combined. That means if a policy had a limit of $100,000 the maximum amount the policy would pay for the total bodily injury and/or property damage would be $100,000. A split limit liability policy has a separate limit per person and per accident for bodily injury and a per accident limit for property damage. For example, if a policy had a limit of $25,000 on property damage and a $100,000 per person limit on bodily injury, with a $300,000 per accident limit on bodily injury, the maximum amount the policy would pay is: $25,000 for property damage and $300,000 for total bodily injury (not exceeding $100,000 per person).
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