We always look forward when our customers come in from our local Farms for their annual policy review. Fresh fruit delivered to our desk top! Its always healthy! Life changes and sometimes adjustments need...

                                         from Dave Ramsey 14 May 2010 "Just because some aspect of money isn’t talked about much, doesn’t mean it’s not important" It’s obvious that a budget or a debt snowball need to be checked frequently to make sure that you&rsquo...

Here is the list of the most popular cars stolen in Washington State                     Check your your State? or answer the question below!                                                         ...

In 2008 a commuter was struck and killed by an oncoming Amtrak train. A large part of the commuters body flew through the air and struck a bystander waiting for a different train, causing injuries to her shoulder, wrist and leg. Amazingly enough, the First Judicial District of the Illinois Court of Appeals has ruled that the bystander may sue because her injuries were foreseeable and that the deceased owed her a duty of care. Thats right—your dead body owes a duty of care to passersby...

Recently in Zanesville, Ohio, a man released more than 50 wild animals before committing suicide. This brought the issue of people owning wild animals to the forefront of peoples minds—and, of course, brought the coverage issues to the minds of insurance professionals. If a homeowner owns a tiger, for example, and that tiger gets loose and attacks a neighbor, is there coverage?    While one might think that surely owning    wild animals would be exclude...

Its long been said that “dog is mans best friend,” and many people feel that way about their family pets. They are so attached to their pets, in fact, that they frequently take them along with them in the car—and its not just a ride to the vet. Theyre taking dogs to dog parks, day care and even play dates with other dogs. This is all well and good, until one thinks about the distraction that having a dog in the car brings.   A survey of drivers who   trave...

Hardly a day goes by without a news story of someone being bullied—children, teenagers,and even adults both in and away from the workplace. Last week a situation was reported locally that involved a 15-year-old girl not only verbally bullying another teen but also physically beating her up. The bully even posted a video of the beating on YouTube. The next day the father of the assailant apologized publicly for his daughters action, reportedly saying he was "appalled that it was my c...

While man’s best friend is always considered to be a dog, diamonds are frequently called a girl’s best friend—at least according to the movies. The jewelry industry has made diamond engagement rings a virtual must, and there are anniversary bands to add to the collection. Because diamonds are valuable, they should be scheduled separately onto an insurance policy so that they’re covered for things that tend to happe...

Story by Insurance Information Institute Riding a bike to work or school is a great way to get some exercise, save money on commuting costs and cut back on your carbon footprint. Regardless of how you plan to use your bicycle, it is important to know the rules of the road and properly insure your bike.   And it’s a fact that bike riding is gaining in popularity. The League of American Bicyclists points out that the “number of trips made by bicycle more than double...

Story by the Insurance Information Institute Summer vacations may be fun, but they can be costly if you fail to prepare your home and property adequately. Burglars see vacations as an opportunity to target empty homes. There are more than 2.15 million burglaries each year, over 65 percent of which are residential break-ins. The FBI notes that the summer months of July and August have the highest rates of burglaries, usually about a 10 percent increase over other times of the year. ...

OCT 07, 2015 | BY TRUDY KNOCKLESS, PROPERTYCASUALTY360.COM  The American Pit Bull Terrier (Photo: Thinkstock / horsesdogscats)    Although domesticated dogs may seem quite friendly and approachable, there  are occasions when they can be dangerous. There have been a number of cases  in the U.S. involving vicious dog attacks on both humans and other pets. The breed of dog you own could make it more difficult to secure Homeowners insurance.  Insurers are...