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Final expense insurance is an insurance policy used to pay for funeral services and a burial when the named insured dies. Such a policy helps ease the financial burden placed on a when a loved one dies.
o Although the policy is called "final expense insurance," it is no different than a traditional life insurance policy with a small monetary value.
Benefits
o Final expense insurance allows the named insured to feel safe knowing that funeral-related expenses are covered regardless of the statutes of their estate at the time of death.
Types
o The two types of final expense insurance are term life and whole life. Term life insurance covers the insured for a specific time period or until a set age, after which coverage expires. Whole life insurance covers the insured for the remainder of his life.
Identification
- A final expense insurance policy can be identified by wording in the policy that specifies the proceeds are to be used for final expenses relating to the funeral and burial.
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Huff insurance has been providing insurance in Vancouver Washington since 1948!
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